Cost of living comparison · updated September 2026

Albuquerque, New Mexico vs Birmingham, England: cost of living

Using the same one-person balanced basket, Birmingham, England is 1% less expensive than Albuquerque, New Mexico. The total is a starting point: your home, commute and household choices determine the budget you will actually need.

Read the result in context

Start with the total, then inspect the categories and household scenarios before you turn the percentage into a salary or relocation decision.

Albuquerque, New Mexico baseline$2,660per month · one person
Birmingham, England baseline$2,630−$30 per month
Your resultAlbuquerque Birmingham

Birmingham is 1% less expensive than Albuquerque.

$30 less per month for a one-person household with a balanced lifestyle.

Current monthly budget$2,660Albuquerque
Destination budget$2,630Birmingham · $30 less per month
Equivalent take-home$6,430Needed in Birmingham to match $6,500

Cost breakdown

Where the monthly budget changes

AlbuquerqueBirmingham

Housing

$1,300
$1,250
−$50

Groceries

$490
$460
−$30

Dining out

$170
$170
Same

Transport

$110
$120
+$10

Home utilities

$150
$160
+$10

Internet & mobile

$60
$60
Same

Insurance & protection

$20
$20
Same

Healthcare

$90
$90
Same

Medicines & pharmacy

$30
$30
Same

Personal care

$20
$30
+$10

Clothing & footwear

$30
$30
Same

Household goods

$20
$20
Same

Household services

$30
$30
Same

Fitness & wellness

$70
$70
Same

Entertainment & subscriptions

$50
$50
Same

Leisure

$60
$60
Same

The short answer

Birmingham, England is 1% less expensive.

$30 separates the monthly baselines before you change the household, lifestyle or neighborhood assumptions.

Monthly difference$30

Birmingham, England is lower than Albuquerque, New Mexico.

Spending-equivalent income$6,430

Illustration for $6,500 take-home pay in Albuquerque, New Mexico.

Largest pressureHousing

$50 separates the two category estimates.

Direct answer

What does the difference mean each month?

The estimated monthly budget is $2,660 in Albuquerque, New Mexico and $2,630 in Birmingham, England. That is a difference of $30 per month before personal adjustments.

This comparison keeps the same household and lifestyle on both sides. It answers one narrow question: what happens when the same recurring basket is repriced in another city? It does not decide which neighborhood, salary, tax system or lifestyle will fit you best.

Monthly cost breakdown for Albuquerque, New Mexico and Birmingham, England

Monthly cost comparison between Albuquerque, New Mexico and Birmingham, England
CategoryAlbuquerque, New MexicoBirmingham, EnglandDifference
Housing$1,300$1,250−$50
Groceries$490$460−$30
Dining out$170$170Same
Transport$110$115+$5
Home utilities$150$160+$10
Internet & mobile$60$60Same
Insurance & protection$15$15Same
Healthcare$85$90+$5
Medicines & pharmacy$25$30+$5
Personal care$20$25+$5
Clothing & footwear$30$30Same
Household goods$15$20+$5
Household services$25$25Same
Fitness & wellness$65$70+$5
Entertainment & subscriptions$45$45Same
Leisure$55$60+$5
Total$2,660$2,630−$30

Where the comparison changes most

Housing is the largest modeled pressure point, but the order matters for your own decision. Check the first four categories below before you spend time optimizing smaller lines.

01

Housing

Albuquerque, New Mexico $1,300 · Birmingham, England $1,250 · $50 lower in Birmingham, England

Home size, tenure and neighborhood
02

Groceries

Albuquerque, New Mexico $490 · Birmingham, England $460 · $30 lower in Birmingham, England

Household size, diet and routine
03

Home utilities

Albuquerque, New Mexico $150 · Birmingham, England $160 · $10 higher in Birmingham, England

Energy, water, heating and waste collection
04

Transport

Albuquerque, New Mexico $110 · Birmingham, England $115 · $5 higher in Birmingham, England

Transit access, commute and car use

Salary translation

A cost difference is not automatically a salary offer.

If you take home $6,500 in Albuquerque, New Mexico, repricing the same balanced basket in Birmingham, England implies about $6,430 per month. The difference is $70, but your gross offer can move differently after tax, benefits, pension and employer coverage.

Current take-home$6,500Albuquerque, New Mexico
→
Spending-equivalent$6,430Birmingham, England

Use the salary calculator for your own income, household and lifestyle settings.

Open salary calculator

Household scenarios

The gap changes when the household changes.

Housing and food do not scale in exactly the same way for every household. These balanced scenarios show how the recurring comparison moves when the same city pair is used for one person, a couple or a family.

HouseholdAlbuquerque, New MexicoBirmingham, EnglandDifference
One person$2,660$2,630−$30
Couple$4,120$4,070−$50
Family of four$5,850$5,780−$70

Use the result correctly

A comparison narrows the decision. It does not make it for you.

Replace broad assumptions with the details that actually determine your move. The closer the headline totals are, the more important those details become.

Price the neighborhoodUse the home size, lease terms and commute you would really choose.
Translate take-home payCompare net income and benefits, not only gross salary.
Check your marginLook at what remains after core costs, savings and recurring obligations.
Keep the date visiblePrices, exchange rates and housing markets change at different speeds.

Comparison FAQ

Questions that change the answer.

Use these checks when the headline percentage looks surprising or when the two cities appear unusually close.

Which city is more expensive, Albuquerque, New Mexico or Birmingham, England?

Birmingham, England is modeled as 1% less expensive than Albuquerque, New Mexico for one person with a balanced lifestyle. The result is driven most by housing.

How much salary would I need in Birmingham, England?

If you currently take home $6,500 per month in Albuquerque, New Mexico, the spending-equivalent estimate for Birmingham, England is $6,430. This is a budget translation, not a market salary prediction or a tax calculation.

What changes the Albuquerque, New Mexico and Birmingham, England comparison most?

Housing has the largest modeled difference at $50 per month. Housing, transport and household size can outweigh smaller category changes, so replace those assumptions first.

Why is the reverse percentage different?

The forward percentage uses Albuquerque, New Mexico as the base. Reversing the comparison uses Birmingham, England as the base, so Albuquerque, New Mexico is 1% more expensive in the reverse statement. Both calculations can be correct because the denominator changes.

Do these city estimates include taxes or moving costs?

No. The comparison covers recurring living categories in USD equivalent. Income tax, benefits, savings, debt, childcare, education, deposits, visas and one-time moving costs need to be added for your situation.