Cost of living comparison · updated September 2026

Bristol, England vs Wollongong, New South Wales: cost of living

Using the same one-person balanced basket, Wollongong, New South Wales is 0% more expensive than Bristol, England. The total is a starting point: your home, commute and household choices determine the budget you will actually need.

Read the result in context

Start with the total, then inspect the categories and household scenarios before you turn the percentage into a salary or relocation decision.

Bristol, England baseline$2,990per month · one person
Wollongong, New South Wales baseline$3,000+$10 per month
Your resultBristol Wollongong

Wollongong is 0% more expensive than Bristol.

$10 more per month for a one-person household with a balanced lifestyle.

Current monthly budget$2,990Bristol
Destination budget$3,000Wollongong · $10 more per month
Equivalent take-home$6,520Needed in Wollongong to match $6,500

Cost breakdown

Where the monthly budget changes

BristolWollongong

Housing

$1,500
$1,500
Same

Groceries

$460
$530
+$70

Dining out

$200
$190
−$10

Transport

$120
$120
Same

Home utilities

$160
$170
+$10

Internet & mobile

$70
$70
Same

Insurance & protection

$20
$20
Same

Healthcare

$110
$90
−$20

Medicines & pharmacy

$40
$30
−$10

Personal care

$30
$30
Same

Clothing & footwear

$40
$30
−$10

Household goods

$20
$20
Same

Household services

$30
$30
Same

Fitness & wellness

$90
$80
−$10

Entertainment & subscriptions

$60
$50
−$10

Leisure

$70
$70
Same

The short answer

Wollongong, New South Wales is 0% more expensive.

$10 separates the monthly baselines before you change the household, lifestyle or neighborhood assumptions.

Monthly difference$10

Wollongong, New South Wales is higher than Bristol, England.

Spending-equivalent income$6,520

Illustration for $6,500 take-home pay in Bristol, England.

Largest pressureGroceries

$70 separates the two category estimates.

Direct answer

What does the difference mean each month?

The estimated monthly budget is $2,990 in Bristol, England and $3,000 in Wollongong, New South Wales. That is a difference of $10 per month before personal adjustments.

This comparison keeps the same household and lifestyle on both sides. It answers one narrow question: what happens when the same recurring basket is repriced in another city? It does not decide which neighborhood, salary, tax system or lifestyle will fit you best.

Monthly cost breakdown for Bristol, England and Wollongong, New South Wales

Monthly cost comparison between Bristol, England and Wollongong, New South Wales
CategoryBristol, EnglandWollongong, New South WalesDifference
Housing$1,500$1,500Same
Groceries$460$530+$70
Dining out$200$190−$10
Transport$120$120Same
Home utilities$160$165+$5
Internet & mobile$65$65Same
Insurance & protection$20$15−$5
Healthcare$105$90−$15
Medicines & pharmacy$35$30−$5
Personal care$25$25Same
Clothing & footwear$35$30−$5
Household goods$20$20Same
Household services$30$30Same
Fitness & wellness$85$75−$10
Entertainment & subscriptions$55$50−$5
Leisure$70$65−$5
Total$2,990$3,000+$10

Where the comparison changes most

Groceries is the largest modeled pressure point, but the order matters for your own decision. Check the first four categories below before you spend time optimizing smaller lines.

01

Groceries

Bristol, England $460 · Wollongong, New South Wales $530 · $70 higher in Wollongong, New South Wales

Household size, diet and routine
02

Healthcare

Bristol, England $105 · Wollongong, New South Wales $90 · $15 lower in Wollongong, New South Wales

Appointments, dental care and out-of-pocket treatment
03

Dining out

Bristol, England $200 · Wollongong, New South Wales $190 · $10 lower in Wollongong, New South Wales

Meal frequency and local restaurant prices
04

Fitness & wellness

Bristol, England $85 · Wollongong, New South Wales $75 · $10 lower in Wollongong, New South Wales

Exercise, sports and routine wellness spending

Salary translation

A cost difference is not automatically a salary offer.

If you take home $6,500 in Bristol, England, repricing the same balanced basket in Wollongong, New South Wales implies about $6,520 per month. The difference is $20, but your gross offer can move differently after tax, benefits, pension and employer coverage.

Current take-home$6,500Bristol, England
→
Spending-equivalent$6,520Wollongong, New South Wales

Use the salary calculator for your own income, household and lifestyle settings.

Open salary calculator

Household scenarios

The gap changes when the household changes.

Housing and food do not scale in exactly the same way for every household. These balanced scenarios show how the recurring comparison moves when the same city pair is used for one person, a couple or a family.

HouseholdBristol, EnglandWollongong, New South WalesDifference
One person$2,990$3,000+$10
Couple$4,630$4,650+$20
Family of four$6,570$6,600+$30

Use the result correctly

A comparison narrows the decision. It does not make it for you.

Replace broad assumptions with the details that actually determine your move. The closer the headline totals are, the more important those details become.

Price the neighborhoodUse the home size, lease terms and commute you would really choose.
Translate take-home payCompare net income and benefits, not only gross salary.
Check your marginLook at what remains after core costs, savings and recurring obligations.
Keep the date visiblePrices, exchange rates and housing markets change at different speeds.

Comparison FAQ

Questions that change the answer.

Use these checks when the headline percentage looks surprising or when the two cities appear unusually close.

Which city is more expensive, Bristol, England or Wollongong, New South Wales?

Wollongong, New South Wales is modeled as 0% more expensive than Bristol, England for one person with a balanced lifestyle. The result is driven most by groceries.

How much salary would I need in Wollongong, New South Wales?

If you currently take home $6,500 per month in Bristol, England, the spending-equivalent estimate for Wollongong, New South Wales is $6,520. This is a budget translation, not a market salary prediction or a tax calculation.

What changes the Bristol, England and Wollongong, New South Wales comparison most?

Groceries has the largest modeled difference at $70 per month. Housing, transport and household size can outweigh smaller category changes, so replace those assumptions first.

Why is the reverse percentage different?

The forward percentage uses Bristol, England as the base. Reversing the comparison uses Wollongong, New South Wales as the base, so Bristol, England is 0% less expensive in the reverse statement. Both calculations can be correct because the denominator changes.

Do these city estimates include taxes or moving costs?

No. The comparison covers recurring living categories in USD equivalent. Income tax, benefits, savings, debt, childcare, education, deposits, visas and one-time moving costs need to be added for your situation.