Cost of living comparison · updated September 2026

London, Ontario vs Milwaukee, Wisconsin: cost of living

Using the same one-person balanced basket, Milwaukee, Wisconsin is 0% less expensive than London, Ontario. The total is a starting point: your home, commute and household choices determine the budget you will actually need.

Read the result in context

Start with the total, then inspect the categories and household scenarios before you turn the percentage into a salary or relocation decision.

London, Ontario baseline$2,870per month · one person
Milwaukee, Wisconsin baseline$2,860−$10 per month
Your resultLondon Milwaukee

Milwaukee is 0% less expensive than London.

$10 less per month for a one-person household with a balanced lifestyle.

Current monthly budget$2,870London
Destination budget$2,860Milwaukee · $10 less per month
Equivalent take-home$6,480Needed in Milwaukee to match $6,500

Cost breakdown

Where the monthly budget changes

LondonMilwaukee

Housing

$1,400
$1,400
Same

Groceries

$490
$530
+$40

Dining out

$190
$170
−$20

Transport

$120
$120
Same

Home utilities

$160
$160
Same

Internet & mobile

$60
$70
+$10

Insurance & protection

$20
$20
Same

Healthcare

$100
$90
−$10

Medicines & pharmacy

$30
$30
Same

Personal care

$30
$30
Same

Clothing & footwear

$40
$30
−$10

Household goods

$20
$20
Same

Household services

$30
$30
Same

Fitness & wellness

$80
$70
−$10

Entertainment & subscriptions

$50
$50
Same

Leisure

$70
$60
−$10

The short answer

Milwaukee, Wisconsin is 0% less expensive.

$10 separates the monthly baselines before you change the household, lifestyle or neighborhood assumptions.

Monthly difference$10

Milwaukee, Wisconsin is lower than London, Ontario.

Spending-equivalent income$6,480

Illustration for $6,500 take-home pay in London, Ontario.

Largest pressureGroceries

$40 separates the two category estimates.

Direct answer

What does the difference mean each month?

The estimated monthly budget is $2,870 in London, Ontario and $2,860 in Milwaukee, Wisconsin. That is a difference of $10 per month before personal adjustments.

This comparison keeps the same household and lifestyle on both sides. It answers one narrow question: what happens when the same recurring basket is repriced in another city? It does not decide which neighborhood, salary, tax system or lifestyle will fit you best.

Monthly cost breakdown for London, Ontario and Milwaukee, Wisconsin

Monthly cost comparison between London, Ontario and Milwaukee, Wisconsin
CategoryLondon, OntarioMilwaukee, WisconsinDifference
Housing$1,400$1,400Same
Groceries$490$530+$40
Dining out$190$170−$20
Transport$115$120+$5
Home utilities$160$160Same
Internet & mobile$60$65+$5
Insurance & protection$20$15−$5
Healthcare$100$90−$10
Medicines & pharmacy$30$30Same
Personal care$25$25Same
Clothing & footwear$35$30−$5
Household goods$20$20Same
Household services$30$25−$5
Fitness & wellness$75$70−$5
Entertainment & subscriptions$50$45−$5
Leisure$65$60−$5
Total$2,870$2,860−$10

Where the comparison changes most

Groceries is the largest modeled pressure point, but the order matters for your own decision. Check the first four categories below before you spend time optimizing smaller lines.

01

Groceries

London, Ontario $490 · Milwaukee, Wisconsin $530 · $40 higher in Milwaukee, Wisconsin

Household size, diet and routine
02

Dining out

London, Ontario $190 · Milwaukee, Wisconsin $170 · $20 lower in Milwaukee, Wisconsin

Meal frequency and local restaurant prices
03

Healthcare

London, Ontario $100 · Milwaukee, Wisconsin $90 · $10 lower in Milwaukee, Wisconsin

Appointments, dental care and out-of-pocket treatment
04

Transport

London, Ontario $115 · Milwaukee, Wisconsin $120 · $5 higher in Milwaukee, Wisconsin

Transit access, commute and car use

Salary translation

A cost difference is not automatically a salary offer.

If you take home $6,500 in London, Ontario, repricing the same balanced basket in Milwaukee, Wisconsin implies about $6,480 per month. The difference is $20, but your gross offer can move differently after tax, benefits, pension and employer coverage.

Current take-home$6,500London, Ontario
→
Spending-equivalent$6,480Milwaukee, Wisconsin

Use the salary calculator for your own income, household and lifestyle settings.

Open salary calculator

Household scenarios

The gap changes when the household changes.

Housing and food do not scale in exactly the same way for every household. These balanced scenarios show how the recurring comparison moves when the same city pair is used for one person, a couple or a family.

HouseholdLondon, OntarioMilwaukee, WisconsinDifference
One person$2,870$2,860−$10
Couple$4,440$4,430−$10
Family of four$6,300$6,280−$20

Use the result correctly

A comparison narrows the decision. It does not make it for you.

Replace broad assumptions with the details that actually determine your move. The closer the headline totals are, the more important those details become.

Price the neighborhoodUse the home size, lease terms and commute you would really choose.
Translate take-home payCompare net income and benefits, not only gross salary.
Check your marginLook at what remains after core costs, savings and recurring obligations.
Keep the date visiblePrices, exchange rates and housing markets change at different speeds.

Comparison FAQ

Questions that change the answer.

Use these checks when the headline percentage looks surprising or when the two cities appear unusually close.

Which city is more expensive, London, Ontario or Milwaukee, Wisconsin?

Milwaukee, Wisconsin is modeled as 0% less expensive than London, Ontario for one person with a balanced lifestyle. The result is driven most by groceries.

How much salary would I need in Milwaukee, Wisconsin?

If you currently take home $6,500 per month in London, Ontario, the spending-equivalent estimate for Milwaukee, Wisconsin is $6,480. This is a budget translation, not a market salary prediction or a tax calculation.

What changes the London, Ontario and Milwaukee, Wisconsin comparison most?

Groceries has the largest modeled difference at $40 per month. Housing, transport and household size can outweigh smaller category changes, so replace those assumptions first.

Why is the reverse percentage different?

The forward percentage uses London, Ontario as the base. Reversing the comparison uses Milwaukee, Wisconsin as the base, so London, Ontario is 0% more expensive in the reverse statement. Both calculations can be correct because the denominator changes.

Do these city estimates include taxes or moving costs?

No. The comparison covers recurring living categories in USD equivalent. Income tax, benefits, savings, debt, childcare, education, deposits, visas and one-time moving costs need to be added for your situation.