Cost of living comparison · updated September 2026

Sydney, New South Wales vs Tokyo: cost of living

Using the same one-person balanced basket, Tokyo is 24% less expensive than Sydney, New South Wales. The total is a starting point: your home, commute and household choices determine the budget you will actually need.

Read the result in context

Start with the total, then inspect the categories and household scenarios before you turn the percentage into a salary or relocation decision.

Sydney, New South Wales baseline$3,860per month · one person
Tokyo baseline$2,950−$910 per month
Your resultSydney Tokyo

Tokyo is 24% less expensive than Sydney.

$910 less per month for a one-person household with a balanced lifestyle.

Current monthly budget$3,860Sydney
Destination budget$2,950Tokyo · $910 less per month
Equivalent take-home$4,970Needed in Tokyo to match $6,500

Cost breakdown

Where the monthly budget changes

SydneyTokyo

Housing

$2,300
$1,450
−$850

Groceries

$560
$630
+$70

Dining out

$190
$140
−$50

Transport

$130
$140
+$10

Home utilities

$180
$180
Same

Internet & mobile

$70
$70
Same

Insurance & protection

$20
$10
−$10

Healthcare

$90
$80
−$10

Medicines & pharmacy

$30
$30
Same

Personal care

$30
$20
−$10

Clothing & footwear

$30
$30
Same

Household goods

$20
$20
Same

Household services

$30
$20
−$10

Fitness & wellness

$80
$60
−$20

Entertainment & subscriptions

$50
$40
−$10

Leisure

$70
$50
−$20

The short answer

Tokyo is 24% less expensive.

$910 separates the monthly baselines before you change the household, lifestyle or neighborhood assumptions.

Monthly difference$910

Tokyo is lower than Sydney, New South Wales.

Spending-equivalent income$4,970

Illustration for $6,500 take-home pay in Sydney, New South Wales.

Largest pressureHousing

$850 separates the two category estimates.

Direct answer

What does the difference mean each month?

The estimated monthly budget is $3,860 in Sydney, New South Wales and $2,950 in Tokyo. That is a difference of $910 per month before personal adjustments.

This comparison keeps the same household and lifestyle on both sides. It answers one narrow question: what happens when the same recurring basket is repriced in another city? It does not decide which neighborhood, salary, tax system or lifestyle will fit you best.

Monthly cost breakdown for Sydney, New South Wales and Tokyo

Monthly cost comparison between Sydney, New South Wales and Tokyo
CategorySydney, New South WalesTokyoDifference
Housing$2,300$1,450−$850
Groceries$560$630+$70
Dining out$190$140−$50
Transport$130$135+$5
Home utilities$175$180+$5
Internet & mobile$70$70Same
Insurance & protection$15$10−$5
Healthcare$90$75−$15
Medicines & pharmacy$30$25−$5
Personal care$25$20−$5
Clothing & footwear$30$25−$5
Household goods$20$15−$5
Household services$30$20−$10
Fitness & wellness$75$60−$15
Entertainment & subscriptions$50$40−$10
Leisure$65$50−$15
Total$3,860$2,950−$910

Where the comparison changes most

Housing is the largest modeled pressure point, but the order matters for your own decision. Check the first four categories below before you spend time optimizing smaller lines.

01

Housing

Sydney, New South Wales $2,300 · Tokyo $1,450 · $850 lower in Tokyo

Home size, tenure and neighborhood
02

Groceries

Sydney, New South Wales $560 · Tokyo $630 · $70 higher in Tokyo

Household size, diet and routine
03

Dining out

Sydney, New South Wales $190 · Tokyo $140 · $50 lower in Tokyo

Meal frequency and local restaurant prices
04

Healthcare

Sydney, New South Wales $90 · Tokyo $75 · $15 lower in Tokyo

Appointments, dental care and out-of-pocket treatment

Salary translation

A cost difference is not automatically a salary offer.

If you take home $6,500 in Sydney, New South Wales, repricing the same balanced basket in Tokyo implies about $4,970 per month. The difference is $1,530, but your gross offer can move differently after tax, benefits, pension and employer coverage.

Current take-home$6,500Sydney, New South Wales
→
Spending-equivalent$4,970Tokyo

Use the salary calculator for your own income, household and lifestyle settings.

Open salary calculator

Household scenarios

The gap changes when the household changes.

Housing and food do not scale in exactly the same way for every household. These balanced scenarios show how the recurring comparison moves when the same city pair is used for one person, a couple or a family.

HouseholdSydney, New South WalesTokyoDifference
One person$3,860$2,950−$910
Couple$5,980$4,560−$1,420
Family of four$8,480$6,480−$2,000

Use the result correctly

A comparison narrows the decision. It does not make it for you.

Replace broad assumptions with the details that actually determine your move. The closer the headline totals are, the more important those details become.

Price the neighborhoodUse the home size, lease terms and commute you would really choose.
Translate take-home payCompare net income and benefits, not only gross salary.
Check your marginLook at what remains after core costs, savings and recurring obligations.
Keep the date visiblePrices, exchange rates and housing markets change at different speeds.

Comparison FAQ

Questions that change the answer.

Use these checks when the headline percentage looks surprising or when the two cities appear unusually close.

Which city is more expensive, Sydney, New South Wales or Tokyo?

Tokyo is modeled as 24% less expensive than Sydney, New South Wales for one person with a balanced lifestyle. The result is driven most by housing.

How much salary would I need in Tokyo?

If you currently take home $6,500 per month in Sydney, New South Wales, the spending-equivalent estimate for Tokyo is $4,970. This is a budget translation, not a market salary prediction or a tax calculation.

What changes the Sydney, New South Wales and Tokyo comparison most?

Housing has the largest modeled difference at $850 per month. Housing, transport and household size can outweigh smaller category changes, so replace those assumptions first.

Why is the reverse percentage different?

The forward percentage uses Sydney, New South Wales as the base. Reversing the comparison uses Tokyo as the base, so Sydney, New South Wales is 31% more expensive in the reverse statement. Both calculations can be correct because the denominator changes.

Do these city estimates include taxes or moving costs?

No. The comparison covers recurring living categories in USD equivalent. Income tax, benefits, savings, debt, childcare, education, deposits, visas and one-time moving costs need to be added for your situation.